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Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Thursday, October 30, 2008

Your Health In Your Hands

That's my impression of Kaiser Permanente health plans. Ever heard of them? I did when I was in the US. My mom and brother have a health coverage. Well, I thought, they're just one of the HMO's available. Perhaps like mine. But no, it isn't. It's more than just an HMO. It offers you more alternatives in taking control of your own health.
california kaiser health plans

Just how professional are they? Unlike other HMO's, Kaiser health plans manages your health record for you. They have their own medical team that takes care of their clients. Plus the features of california kaiser health plans allows you to choose what coverage you need - individual, family, corporate. Another one that I like is that feature which allows you to save for your health protection - the health savings account. It lets you decide on what to spend your money. It doesn't have a fixed amount because it is a savings account. Thus if you have more money, you can save more. But if you don't, then you just stash away whatever is affordable to you at the moment. Great huh?

I've personally witnessed how the system works because my brother was hospitalized while I was in California. And I can tell you how good they a job they have done. But what are my words compared to what someone has experienced first hand? My brother has beyond just kind words for them. Sadly though, they're just in California. Can't these guys come over to the Philippines too? The Philippines could use a professional service company such as theirs.

Tuesday, April 08, 2008

Worry Free Living

It's the summer season and kids are out of school. It is the time to go to the beach, take a break and relax. But it is also the chance to go to the doctor and the dentist to have the whole family checked. I have been doing that for the past 3 years and that's when I discovered that my daughter has scoliosis and that her allergies are that bad. But, because we went there is a great chance for her to improve her health.

But, even if we would like to go, what prevents us from going to the check ups are the costs involved. Having a medical insurance costs very high these days. Not only that, they try to control what the patient may have or undergo. Like for instance, my daughter needed to have an allergy test to identify what food or substance she is allergic to. Unfortunately, our HMO did not allow it so we ended up paying for the test which was rather costly.

To address this problem, some health companies have sprung up. One of them is the Ameriplan Dental and Health Company. These guys not only cost lesser, they attend to all of your health concerns. Ameriplan is a great alternative to the health insurance companies. Why? Because like I said they can let you take your whole family's health problems to them at a fraction of the cost. What's great for me is that they let you go see the dentists. My present HMO does not and it happens to be one of the biggest here. Did I mention they even have a chiropractor?

By the way, Ameriplan is also a great work from home opportunity. I think I'll sign up with them.